How to read a home inspection report

A 60-page report with 120 findings is normal. Most of it is maintenance. The skill is finding the five items that actually matter.

Last reviewed October 13, 2026

Typical structure

  1. Cover and scope: the address, date, weather, who attended, and the standards of practice used.
  2. Summary: the inspector’s list of the most important findings.
  3. System sections: roof, exterior, structure, plumbing, electrical, HVAC, interior, attic, appliances, garage.
  4. Each section has a description (what is there), limitations (what couldn’t be seen) and observations (what was found).
  5. Photos with captions and locations.

Common ratings

Reports differ, but most sort findings into a few levels. This site uses three in its own summaries:

Rating Meaning Example
Safety hazard Could cause injury Missing GFCI near a sink, open junction box
Repair or replace Defective or near end of life Leaking water heater, worn roof
Maintain and monitor Normal wear or minor Caulking, filters, small stucco cracks

Sort the findings

Create three lists:

  • Before closing: safety items, items affecting financing or insurance, and anything needing a specialist’s opinion to understand cost.
  • First year: repairs and replacements you will handle as the new owner.
  • Ongoing: routine maintenance.

Read the limitations

A section that says “attic not entered due to access” or “roof viewed from ground” is telling you something wasn’t seen. Arrange access and ask for a follow-up if it matters.

Common questions

Why does my report recommend so many specialists?

Inspectors are generalists. When they see a sign of a problem that needs deeper investigation, they recommend a specialist rather than guess at the cause or cost.

Should I share the report with the seller?

Usually your agent will share the relevant pages with a repair request. Discuss with your agent whether to share the full report.